Corporate - Industrial - Individual
Insurance

HSM VIVA

what we offer

Term Insurance

Secure your family’s future,
High protection

Health Insurance

Comprehensive health cover for you and your family.

PA Insurance

Financial protection against life’s unexpected accidents.

Keyman Insurance

Protect your business by securing your key people.

Group Insurance

Affordable insurance cover for your entire team.

Fire Insurance

Protect your property from fire-related losses.

WC Insurance

Coverage for employee injuries at work.

Vehicle insurance

Complete protection for your vehicle on every journey.

Marine Insurance

Protection for goods in transit by sea, air, or land.

Contractors All Risk Insurance

Covers projects against damage, loss, and third-party liability.

Surety Bonds

Secure Your Contracts. Build Trust. Grow Faster

Contractors Plant & Machinery

Covers construction equipment against breakdown, damage, and accidental loss.

Commercial General Liability

Covers third-party injury, property damage, and legal liability claims.

Child Future Investment

Secure your child’s future with smart investments.

LOAN Solutions

Fast and flexible loan solutions for every need.

Pension Investment

Plan today for a secure retirement income.